Federal and state laws on income and inheritance taxes encourage charitable giving. It may be particularly advantageous for some people to contribute stocks, appreciated securities, annuities, property or other valuables. Or, traditional giving through personal check or electronic transfer may be best. Some may have the option of applying for a matching gift. In many cases, the tax savings may be more than your original investment in the gift. Because each situation is unique, we urge you to discuss such donations with a financial advisor.